Money
Did moving my savings to a high-yield savings account make a meaningful difference?
Result year: 2025
Result: Yes. More than $500 in interest in 2025 after under one hour of setup, versus under $10 in each of the prior three years.
Scope: This is what I did with my own savings and what it produced. Rates change and it is not a recommendation. See Editorial Standards.
Conclusion: Keep. The higher-yield setup produced a materially better financial result with very little time required.
Tool used: EverBank Performance Savings
Did locking in my electricity rate save me money?
Evidence through: August 6, 2026
Result: Yes — but barely. Through the August 6, 2026 bill, my generation charges were $28.55 lower than the published-rate AEP comparison for the same 4,183 kWh.
Conclusion: Keep. Through the August 6, 2026 bill, the fixed rate produced a $28.55 advantage in the published-rate generation comparison while preserving the no-early-termination-fee flexibility.
Tools
Did CardPointers+ pay for itself?
Measurement period: January 1–August 25, 2026
Result: $195.45 saved on my cards alone across 8 cards from January 1–August 25, 2026, plus about 2 hours/week of manual tracking largely avoided.
Conclusion: Keep. It paid for itself on my cards alone and largely replaces about 2 hours per week of manual tracking.
Affiliate disclosure: I bought CardPointers+ on September 11, 2025 and used it independently for nearly a year before any relationship existed. The $195.45 result shown here was measured January 1–August 25, 2026 and calculated August 25, 2026. I became a CardPointers affiliate on August 30, 2026 — after this analysis was complete. If you purchase through my link, you receive the current partner discount and I will receive a commission.
Tool used: CardPointers+
Did JetBack’s $99.99 annual fee pay for itself?
Evidence through: August 20, 2026
Result: Yes. As of August 20, 2026, JetBack had recovered $1,609.53 — $1,509.54 more than its $99.99 annual fee.
Conclusion: Keep. JetBack paid for itself many times over and reduced the need for me to keep manually checking eligible flights for lower fares.
Tool used: JetBack
Should I keep JetBack — or switch to a commission-based fare tracker?
Evidence through: August 20, 2026
Result: Keep JetBack. At $1,609.53 recovered, its $99.99 annual fee beat 10%, 20%, and 25% commission pricing in my analysis.
Conclusion: Keep. For the way I currently travel, JetBack’s flat annual fee costs less than the commission-based pricing models I tested while still fitting the airlines and automation I need. I will revisit this decision if my recovery level changes meaningfully, my flight volume decreases, or a stronger competing service enters the market.
Tool used: JetBack
Health & Routine
Is creatine worth adding to my routine?
Evidence snapshot: September 6, 2026
RESULT · SELF-REPORTED: Yes. After about two months, I have noticed positive changes in how I feel, including how my muscles feel and recover, and that is valuable enough for me to keep creatine in my routine. This is my own observation over two months, not a measurement.
Conclusion: Keep. The positive changes I have noticed in how my muscles feel and recover are meaningful enough to justify keeping creatine in my routine.
Are CREATE gummies worth paying more for than creatine powder?
Prices captured: September 6, 2026
Result: Yes. Powder wins on Money; gummies win on Time and Sustainability. The on-the-go packets are easier to use consistently, easier to travel with, and save me about four minutes a day.
Conclusion: Keep. Powder wins on Money. Gummies win on Time and Sustainability. The extra cost is worth it because the format makes creatine easier for me to use consistently, especially while traveling.